pivaya
English

the simple wayto learn aboutmoney.

Learn how money works, what to do with it, and how to build a better financial future. Built for Canadians who were never taught where to start.

Early access is free.

free. human. simple.

Learning about money shouldn’t feel like reading a textbook. Pivaya breaks money down into short, easy-to-understand lessons so you can learn what matters.

built for Canadians

From TFSAs and RRSPs to credit, taxes, and investing, Pivaya teaches money in the context of real Canadian life.

9:41

Good evening

Alex

4-day rhythm

Your next lesson

TFSA basics

Lesson 3 of 8 - 4 min

One idea at a time.Continue

Your course path

62% complete

  1. Your paycheque

    Done

  2. TFSA basics

    In progress

  3. Build your first $1K

    Up next

  4. Credit score

    Coming up

Home

9:41

TFSA basics

3 of 8

What is a TFSA?

A TFSA helps your money grow tax-free.

But here's the important part:

A TFSA is an account - not an investment.

You can put cash, ETFs, stocks, and more inside it.

Pivaya says

Think of a TFSA like a container. The container gives you the tax advantage. You choose what goes inside.

Quick check

Can you hold an ETF inside a TFSA?

YesNo
Continue

Lesson

9:41

Your money

Pivaya Money Score

Your score

72

+4 this month

A snapshot of your habits.

Your biggest opportunity

Build your emergency fund.

Start with one automatic $25 transfer on payday.

Your snapshot

  • Cash flow

    Steady

  • Emergency fund

    Focus

  • Investing

    Learning

Money score

Our mission is to make you richer, not poorer.

Around 80% of Pivaya is free. Premium adds deeper tools, systems, automation, and convenience for people who want more help putting what they learn into practice. Premium exists so we can keep building, improving, and maintaining Pivaya.

Free

Premium

$0

$3.99 one-time

  • Canadian money curriculum & 5-minute lessons

  • Interactive money tools & simulators

  • Real-life money scenarios

  • Pivaya Money Score

  • Advanced investing

    ·

  • Personalized learning path

    ·

  • Advanced simulators

    ·

  • Offline access

    ·

December2026

102members signed up
Download on the App StoreGet it on Google Play

Early access is free.

Sign up at no cost and start learning with us.

Educational tools only. Not personalized financial advice.